YSP Loans is a division of Griffin Capital Funding, we are a lender in the secondary market that specializes in owner-occupied and partly owner-occupied commercial real estate loans $ 250,000 to $ 6,500,000. In general, no charge points or origination fees for our mortgage products trade.
We offer commercial mortgage rates include:
- Conventional Loans Commercial Mortgage 75% of the loan.
- SBA loans to 90% loan to value.
- B & I loans, 90% of the loan value ($ 40,000,000 maximum in this program)
We also work with life insurance companies provide loans for investment property loans of $ 3,000,000 to $ 35,000,000.
We six loans different commercial products:
- Full Document Commercial Loans - 85% is the maximum you will, which is composed of a first phase of 75% loan and commercial loan trust a 10 seconds commercial% confidence. Our minimum credit score is 660, however, we not allow history to BK in our full paper prepared commercial product. Loan amounts of $ 250,000 to $ 15,000,000
- A href = "http://www.ysploans.com" title = "Commercial Loans"> income loans Commercial "> said trade - 80% is the maximum that are lent, second trusts do not offer this product. Our minimum credit score is 650 and no BK in the last 7 years is allowed. Amount of loans $ 250,000 to $ 2,000,000
- Commercial Bridge Loans - 70% is the maximum they are provided, and second trusts are permitted, but not offered. There are no minimum requirements for credit rating. The bridge loan business is priced from $ 1 million to $ 15 mm in metropolitan areas. Properties for general commercial purposes are allowed with a special interest income properties.
- SBA 504 Commercial Loans - 90% is the maximum combined loan to value between our commercial loans and obligations to the SBA. No no minimum credit score. Loan amounts of $ 500,000 to $ 7,500,000.
- B & I Commercial Loans - 90% is the maximum loan. No minimum credit score. Loan amounts of $ 1 mm to $ 15,000,000.
- Loans to non profit - loans 80% confidence, the first commercial aircraft and up to 100% with a confidence CLTV second.
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