Club Points

Questions on the system Disney Vacation Club points?
I was wondering when you sign a contract for however many points you want, say 200 points, I received 200 points per year for the next x number of years until my contract ends? Also, if the rate is $ 150/point points and I live four day / night in one of hotel and a final bill came to $ 750, I will use five points to live it?
Let's start with ... You buy x number of points, the purchase of a 160 minmum points. You must then use a year, can each month throughout the year. You should also use the points by month in front of the bank points so you have one more year. Or you can hire them. You have a number of points every year until your contract expires. Of course, you bank your points - putting them to one more year. OR you can borrow points of the year to come. So in reality if in 2009 you had 200 points, but you can not use their bank for use in the year 2010. If you do not use in 2010, you hire them (to allow others to use it, usually for the cost of $ 9 - $ 10 per point) or lose them. If you decide to go on year 2010 and treat your family or take a few trips but it took more than 400 points, you borrow your points from 200 in 2011 and has a minus however many points you borrowed for use in the year 2010 left for use in the year 2011. So, you can use 600 points in the year 2011 -. Thurs Sun has a points value for each season and Fri & SAT is a point value for each season. Clearly, this value points for each day. In addition, each property DVC has different price points - and for different categories of rooms. You do not really spend money, but points. Call it cashing tickets at Chuck E Cheese. Value of tickets is not really the same as the cash value. However, you can buy (if not no banking / borrowing) points. You will lease / trade them from other owners of DVC. So, in brief, do not worry about the cost of the points with the amount of dollars for not same as above.
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