How do I take advantage of the housing market?
Im the ripe young age of 24 with a decent job. How can I take advantage of the housing market? It seems to me like now is a prime time opportunity to get myself a house even though I don't really need it, just something for investment or the future.
What are some resources for locating low priced housing? Where are the bargains in times like these? Foreclosures? Do they list forclosed property?
If there are any investors or realty savvy folks out there that can help a young buck get my foot in the door I would appreciate it!
I would say look for homes for sale with people problems. This may be someone needing a quick sale because of job transfer, divorce, or perhaps trying to get out from under a mortgage.
Talk to a mortgage broker about the realities of what kind of financing you can qualify for, then start looking with an eye toward monthly payment vs. monthly rental income. Keep in mind rental income will also need to cover insurance, property taxes and maintenance.
Depending on your area, prices may still be falling due to increasing foreclosures. Don't be in a hurry to buy. Take your time and only strike when the opportunity is right.
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